View the e-Compass online @: www.multop.com/e-Compass


We are pleased to provide you with the latest edition of our Executive Economic Outlook.  Follow the link to the right to read our opinion and recommendations.

Congratulations to Phil Multop CPA, CFP®

On September 17th, 2009; Pacific West Securities, Inc. honored Phil Multop with its highest achievement award, The Pinnacle Award for outstanding success in the areas of leadership and production. Phil was one of 5 individuals out of a group of over 400 financial advisors to be recognized for this award. Congratulations Phil.

Phil and the Multop Financial planning staff also attended the 4-day Leadership Summit conference in Bellevue, WA last month which was hosted by Pacific West Securities, Inc.

The conference consisted of annual regulatory updates, continuing education workshops, economic discussions and motivational sessions. Both Phil Multop and Tyler Ryan were featured as guest speakers for this year’s conference. 

We look forward to sharing with our clients some of the insights, updates and valuable information obtained as a result of our attendance at this conference.

Financial Tip

With the extension deadline approaching for individuals, partnerships, and trusts (October 15th), business owners have a chance to turn some bureaucratic requirements into a planning opportunity for the rest of 2009.  The American Recovery and Reinvestment Act of 2009 allows companies still on extension to carry back net operating losses in 2008 five years instead of the usual two years.  The act also expanded Sec. 179 deductions, which allows businesses to deduct up-front rather than depreciate the cost of equipment such as computers, furniture, manufacturing machines and vehicles, up to $250,000.  Another benefit is the bonus depreciation measure that increases the portion of the purchase price that can be deducted for the first year.  If you have any questions about what the new tax codes and extensions mean to you or your business, contact Multop Financial and let our experienced team of CFP’s & CPA’s help guide you through this complicated area. info@multop.com

Financial Reminder

Attention business owners: The end of 2009 is fast approaching!! Now is the time to review your year-end tax situation and make sure you are not giving up more of your hard earned money to the IRS. There are a myriad of tax deductible options business owners have available for their money.  Whether it’s through purchase of equipment or employee benefit/retirement plans, business owners often make the mistake of closing out their books for the year before they realize additional deductible options.  If you’d like to have us review your current situation for 2009 please call today.

About Multop Financial

Multop Financial is comprised of Financial Advisors, Tax Specialists and CPA's working together to provide financial management over a client’s lifetime.  We employ a team approach to ensure the continuity of your planning.  

What can we do for you today? www.Multop.com

Advisory services offered by: Pacific West Financial Consultants, Inc.
Registered Investment Advisor
Securities offered through:
Pacific West Securities, Inc.


Upcoming News & Events

Economic Outlook
Fall/Winter 2009/2010

Update: Multop’s Scholarship Winner

We recently received a letter from our 2009 scholarship winner, Kelley Gregory. She is working towards her Registered Nurse (RN) degree while working as a student intern at the U.S. Department of Justice.

Kelley then plans on attending the University of Washington to complete her Bachelor’s of Nursing, with aspirations of becoming a Nurse Practitioner. Kelley was thankful for the support and wrote that the scholarship “has enabled me to give appropriate time to my studies so that I can achieve the high grades I need for the future.”

Learn more about Multop's Financial Scholarship Program

Thank you to everyone who submitted photos to the Cutest Pet Contest. Our Client Advisory Board will have the difficult task of picking the winner! Stay tuned for the results!


Award Criteria

Award Criteria

Multop Financial
333 Calluna Ct
Suite 205

Bellingham, WA 98226

Phone: (888) 671-7891
Fax: (360) 671-4963
Email: info@multop.com

* Please note that individuals who are selected by Goldline Research as Wealth Management Leading Providers do not pay a fee to be included in the research or the final list of wealth managers, however, there is a fee associated with the use of the Goldline Research logo and other marketing materials. Wealth Managers who are included on the Goldline Research Wealth Manager list must meet the following criteria:

**To unsubscribe please reply to this message with “unsubscribe” in the subject line.